$25,175,000
ABAG FINANCE AUTHORITY FOR NONPROFIT CORPORATIONS
VARIABLE RATE DEMAND MULTIFAMILY HOUSING REVENUE BONDS
(LA TERRAZZA APARTMENTS)
2002 SERIES A

Disclaimer: 

Attached hereto is a copy of the Remarketing Circular dated September 28, 2011 (the “Remarketing Circular”), relating to the above referenced Bonds (the “Bonds”).

The Remarketing Circular and the information contained therein are subject to change in accordance with applicable law. The Bonds described therein may not be sold nor may offers to buy be accepted prior to the time the Remarketing Circular is delivered in final form. The Remarketing Circular does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale prior to registration, qualification or exemption under the securities laws of any such jurisdiction.

By double clicking on the hyperlink at the bottom of this page and accessing the Remarketing Circular that is attached hereto, you will be deemed to have accepted the terms of this Disclaimer and to have consented to the electronic transmission of the Remarketing Circular.

Access to the electronic version of the Remarketing Circular will continue to be provided by the Authority by means of the hyperlink at the bottom of this page until the date of the sale of the Bonds. The hyperlink at the bottom of this page, a service procured by the Authority from McElwee & Quinn, is the sole means by which the Authority has provided access to the electronic version of the Remarketing Circular.

Please call McElwee & Quinn, and ask for Mary McElwee at telephone number 610-519-0973, if you need assistance accessing the Remarketing Circular attached hereto.

Clicking on the link to view the document above indicates your acceptance of the terms of the Disclaimer.